VIVA Finance is a trusted name in personal lending, dedicated to providing fair interest rates to consumers often overlooked by traditional lenders. With a streamlined, highly automated application process, loans can be approved and funded in as little as 1-2 days. Whether you need to refinance expensive debt, cover unexpected expenses, or even fund a vacation, VIVA Finance offers a smarter borrowing solution. By underwriting based on employment and utilizing a payroll-linked payment system, VIVA Finance ensures more affordable rates compared to most subprime lenders. Use mycashbacks and enjoy the added benefit of getting Cash Back on your loan application.